INSURANCE GAMIFIED

The judgment that pays claims right and the compliance that protects your license, taught in games people finish instead of click through. Built custom for your carrier, agency, or designation program.

Claims Underwriting Producer Sales Customer Service Compliance Fraud & SIU CE Credit

The insurance workforce is aging out faster than it’s being replaced.

It’s the same story across mature insurance markets, from the US to the UK to the Gulf: the experts retire, and there are too few behind them to inherit what they know. Claims, underwriting, and producer roles run on years of tacit judgment the apprenticeship layer used to pass down, and AI is now automating that layer away.

When compliance completion slips, violation risk climbs. Carriers spend more on L&D every year and watch the same outcomes get worse.

So make it a game.

Insurance judgment is earned on real files, not in a slide deck. You don’t memorize your way to a fair settlement, a defensible bind, or a suitability conversation. So we build custom games around the workflows, regulations, and people your team actually handles. Every build starts from your operation, not a catalog course with your logo on it.

Click-Through Compliance Decision Practice
Apprenticeship Erosion Synthetic Apprenticeship
Watch the Video Make the Call

What the research says.

0× Voluntary Replays Per Module Hiscox’s underwriter simulator drew up to 30 voluntary replays per learner chasing higher scores. The one insurance-native benchmark here, and the bar your build should clear. Source: Hiscox × Attensi
0× Higher Violation Risk Organizations with compliance completion below 70% face 3.5× the violation risk. The 90–95% benchmark only comes from training people actually want to take. Source: Brandon Hall Group
0% Fewer Incidents With Gamified Reinforcement Walmart cut recordable incidents 54% across 5,000 workers using three-minute daily games. A cross-industry proxy for what gamified compliance can do. Source: Walmart × Axonify
0% Faster Curriculum Completion Deloitte Leadership Academy cut time-to-complete in half and grew daily returning users 46.6%. Another cross-industry proxy, and the budget math a CFO believes. Source: Deloitte × Badgeville

Train the judgment, not the slide deck.

Four jobs, four tracks. Each one is built custom around how your carrier or agency works and what your regulators expect.

TRACK · CLAIMS

Claims Judgment

Games that train the decision-making that pays claims fairly and keeps the carrier out of bad-faith litigation. Every adjuster who leaves takes years of coverage judgment out the door.

  • 01FNOL empathy & intake
  • 02Coverage interpretation & exclusions
  • 03Settlement negotiation
  • 04Fraud red-flag & SIU triage
  • 05Bad-faith risk awareness
TRACK · UNDERWRITING

Underwriting Apprenticeship

Games that rebuild the judgment layer AI has automated away. New underwriters need 12 to 36 months to reach competency, the longest ramp in the industry.

  • 01Submission triage & risk selection
  • 02Pricing & limit calibration
  • 03Cyber, specialty & surplus literacy
  • 04AI co-pilot critique
  • 05Loss-history & coverage analysis
TRACK · PRODUCERS

Producer & Broker Sales

Conversation games for the regulated point-of-sale moments where market conduct exams find their findings. Suitability and replacement failures are the most-cited, and the most fixable.

  • 01Best Interest & suitability conversations
  • 02LTC, annuity & life needs analysis
  • 03Cyber broker discovery
  • 04Objection handling & coverage translation
  • 05Replacement & disclosure rigor
TRACK · CUSTOMER SERVICE

Customer Service & Ops

Call-handling games for the turnover-heaviest, ramp-longest seat in the carrier. 30 to 45% annual turnover, a 6 to 8 month ramp, and every week shaved off pays back.

  • 01De-escalation & empathy on tough calls
  • 02Coverage explanation in plain language
  • 03First-call resolution discipline
  • 04Bilingual customer conversations
  • 05Complaint handling & regulatory phrasing

Six categories. Many games per category.

We build custom training games for carriers, agencies, and authorities. The six categories below are families of games: same engine, many scenarios. Expand any card to see the specific games we’d build, then we tailor for your team.

Claims Adjuster Decision Theater GU-IN-01 Claims

Claims Adjuster Decision Theater

Multi-Scenario Coverage Sim

Click to expand ↓

Web-only, no headset. Adjusters work claim files under time pressure (photos, policy excerpts, claimant chat) and choose a defensible coverage path, a different line of business every round. Built for every desk adjuster, not just the few with a VR headset.

Games in This Category
Coverage Call · FNOL Empathy · Catastrophe Surge · Bad-Faith Trigger · Subrogation Hunt · Settlement Theater
Use Case
Desk adjusters across auto, property, workers’ comp, specialty; new-hire onboarding; senior-adjuster calibration
Key Skills
Coverage analysis, empathy under pressure, settlement reasoning, fraud awareness, bad-faith avoidance
Underwriting Apprenticeship Simulators GU-IN-02 Underwriting

Underwriting Apprenticeship Simulators

Submission Triage & Judgment Sim

Click to expand ↓

Submission packets, security questionnaires, loss runs, COPE data, and AI-generated proposals land on the underwriter’s desk. Set premium, limit, and retention; bind, refer, or decline. The sim fast-forwards twelve months to reveal whether you paid out. Synthetic apprenticeship for the judgment layer AI is automating away.

Games in This Category
Bind or Decline: Cyber · Property Workbench · Commercial Auto Pricer · Best Interest UW · Reinsurance Treaty · Specialty & Surplus · AI Output Critique
Use Case
Junior underwriters at 0–36 month ramp; specialty-line cross-training; cyber underwriter onboarding (the worst-served line)
Key Skills
Risk selection, pricing calibration, loss-history analysis, AI critique, line-specific judgment
Producer Sales Conversation Simulators GU-IN-03 Producer Sales

Producer Sales Conversation Sims

Branching Dialog & Suitability

Click to expand ↓

Visual-novel-style conversations with simulated clients. Annuity Best Interest under NAIC #275, LTC needs analysis, cyber broker discovery for mid-market SaaS. Score on suitability completeness, prohibited language, and disclosure clarity, the same things market conduct exams write up. Built for the regulated point-of-sale moments producers fumble.

Games in This Category
Best Interest · LTC Needs Analysis · Commercial Broker Discovery · Coverage Translator · Cyber Broker Discovery · Cross-Sell Sequencing · Objection Arcade
Use Case
Producers in independent agencies, captives, MGAs; new-licensee onboarding; designation-body training
Key Skills
Suitability discovery, Best Interest compliance, needs analysis, disclosure rigor, objection handling
Customer Service Mastery Games GU-IN-04 Customer Service

Customer Service Mastery Games

Call-Handling Sim

Click to expand ↓

Headset POV with animated customer characters, branching dialog, and three live meters: customer calm, handle time, and compliance. Bilingual Spanish mode for every scenario, an open white space no incumbent has productized. CSR turnover at 30–45% means every week shaved off ramp pays back fast.

Games in This Category
De-Escalation Desk · Policy Lookup Sprint · Coverage Translator · First-Call Resolution · Spanish-Bilingual CSR · Complaint Redirect · Premium Explainer
Use Case
Contact-center reps, policy-servicing teams, supervisors, multilingual operations centers
Key Skills
De-escalation, system navigation, plain-language explanation, FCR discipline, complaint protocol
Compliance Decision Games GU-IN-05 Compliance

Compliance Decision Games

Replaces Click-Through E-Learning

Click to expand ↓

Real-consequence games covering the mandatory-training stack carriers spend the most on and learners ignore the most. Mapped to FinCEN 31 CFR 1025, NAIC Model #668, Unfair Trade Practices, and state harassment statutes. The click-through module a regulator never believes, rebuilt as decisions with stakes.

Games in This Category
AML at Point of Sale · OFAC Sanctions · Cyber Awareness (Model #668) · GLBA / HIPAA Privacy · Ethics & Conduct · Harassment Intervention · Records Management
Use Case
All staff, the mandatory stack across the carrier; plus producer-side AML and conduct
Key Skills
AML red flags, sanctions screening, phishing detection, privacy decisions, ethical reasoning, intervention
Fraud Detection & SIU Investigation GU-IN-06 Fraud & SIU

Fraud Detection & SIU Investigation

Detective Evidence Board

Click to expand ↓

A detective evidence board: photos, social media, surveillance clips, medical records, prior claims. Connect evidence with virtual red yarn, build cases, refer or pay. Only 21 states even mandate anti-fraud training, and most of it is still classroom hours. Every point of red-flag improvement is millions in loss-adjustment expense.

Games in This Category
The Slip and Fall · Staged Collision · Provider Fraud (Medicare/Medicaid) · Soft vs. Hard Fraud Calibration · EUO Dialog · Producer-Side Schemes · Hailstorm Roofing Fraud
Use Case
SIU investigators, claims adjusters, fraud-aware producers, intake CSRs
Key Skills
Red-flag pattern recognition, evidence sequencing, EUO conduct, calibrated fraud judgment, referral discipline

Try one of our insurance games!

Portfolio, a living-city insurance Best Interest simulation LIVE · NAIC #275

Portfolio

Every recommendation a producer makes plays out as visible consequences across a living city: a denied claim, an uncovered fire, a referral walking in the door. Built on the NAIC Model #275 Best Interest framework, it trains the judgment a slide deck can’t.

Play the demo

Built around the regulations your regulators already enforce.

NAIC Model #275: Annuity Best Interest

Adopted in all 50 states. Producers selling annuities must clear best-interest, suitability, replacement, and disclosure requirements at the point of sale. Market conduct exams catch the failures.

Covered by: Best Interest · LTC Needs Analysis · Best Interest Path (CE)

NAIC Model #668: Insurance Data Security

Adopted in 25+ states. Written information security program, annual cyber awareness training for all staff handling non-public personal information, board reporting, 72-hour breach notification.

Covered by: Cyber Awareness · AML at Point of Sale · Records Management

FinCEN 31 CFR 1025: AML for Life Insurers

Mandates “ongoing training of appropriate persons.” The April 2026 proposed reform ties training frequency and content explicitly to ML/TF risk profile. Producers, compliance, and operations staff all in scope.

Covered by: AML at Point of Sale · OFAC Sanctions

GLBA Safeguards · HIPAA · State Privacy

Documented employee training on protecting NPI and PHI. Health and stop-loss insurers carry HIPAA training on top of GLBA. State privacy laws add a third layer.

Covered by: GLBA / HIPAA Privacy · Cyber Awareness

Anti-Fraud & SIU Mandates

21 states require anti-fraud training; 13 require adjuster CE. New York 11 NYCRR §86: 9 hours basic SIU training, 4.5 hours for non-SIU integral personnel. 20 states require insurer anti-fraud plans on file with the DOI.

Covered by: Fraud Detection & SIU · Producer-Side Schemes

Unfair Trade Practices & Market Conduct

The baseline ethics, advertising, replacement, and complaint- handling rules, enforced through market conduct exams. Plus state-mandated harassment training in CA, NY, IL, and others.

Covered by: Ethics & Conduct · Harassment Intervention · Best Interest

What bad training costs

Weak training shows up in enforcement. OneMain paid NYDFS $4.25M in a Part 500 cybersecurity case where inadequate staff training was among the cited failures, and NYDFS has kept that enforcement pace up since. Brandon Hall finds organizations below 70% completion are 3.5× more likely to face violations. The cheapest training is the one people actually finish.

Training-credit eligibility varies by jurisdiction. We work with your compliance team to align game content with NAIC model regulations, state DOI requirements, and federal standards, and pursue CE accreditation where it adds value.

Built to drop into your stack.

The procurement-grade things carrier IT, security, and L&D ops ask about on the second call.

LMS

SCORM 1.2, SCORM 2004, and xAPI (Tin Can) export. Plays in Cornerstone, Workday Learning, SuccessFactors, Litmos, Docebo, and Absorb.

SSO

SAML 2.0 and OIDC. Okta, Azure AD, Microsoft 365, Google Workspace, Ping. Just-in-time provisioning and SCIM where you need it.

Privacy

Built to GDPR, CCPA, and state privacy law standards. Data minimization by default. DSAR support. Regional data residency on request.

Security

SOC 2 Type II in progress. Encryption in transit and at rest. Tenant isolation. Penetration tested. SIG / CAIQ questionnaires on file.

Ownership

You own the game we build for you and the player data it generates. We don’t resell your scenarios, your content, or your numbers, and you can export everything on request.

Analytics & Reporting

Exportable score and engagement data, role-level skill-gap dashboards, completion reports formatted for compliance audit, xAPI statements piped to your data warehouse. The numbers that hold up in front of leadership at budget time and in front of regulators at exam time.

Research-led, not vendor-led.

We built our content from primary sources. The work behind every category in this page draws from the following.

01

Regulatory

The NAIC model regulations, federal AML rules, and state DOI guidance every compliance game maps to. Primary text, not a vendor’s summary of it.

  • NAIC #275
  • NAIC #668
  • NAIC CIPR
  • FinCEN 31 CFR 1025
  • OFAC
  • State DOI Bulletins
02

Workforce & Skills

The labor data behind the retirement cliff, the hiring gap, and the underwriter and claims-adjuster ramp times we cite.

  • LIMRA
  • Deloitte
  • BLS
  • RGA
03

Fraud & Loss

The fraud economics and enforcement record the SIU and compliance games are built around.

  • Coalition Against Insurance Fraud
  • NICB
  • NYDFS Part 500
04

L&D Benchmarks

The gamification and completion outcomes our engagement and retention claims trace back to.

  • Brandon Hall Group
  • Engagify × Badgeville
  • Walmart × Axonify
  • Hiscox × Attensi

Full citations available on request, and embedded throughout the page. We’d rather show our work than ask you to take our word.

Whoever owns training at your firm, this works for you.

CARRIER L&D & CLOs

Replace your worst compliance modules with games people replay. Get role-level skill data that holds up in front of leadership at budget time and in front of regulators at exam time. Rebuild the apprenticeship layer your AI roadmap is dismantling.

CHIEF COMPLIANCE OFFICERS

Demonstrable training quality where regulators look: NAIC AML expectations, NYDFS Part 500, market conduct exams. Reduce violation risk and the cost of fines that flow from weak training culture.

CHIEF UNDERWRITING & CLAIMS OFFICERS

Cut indemnity overpayment from under-trained adjusters. Shrink underwriter ramp time. Train cyber and specialty underwriters faster than you can hire them. Synthetic apprenticeship for the roles automation is eroding.

AGENCY PRINCIPALS & AUTHORITIES

For independent agencies: win producer retention and cut new-producer ramp from a year to a quarter. For LOMA, The Institutes, and other authorities: white-label the engine and ship the gamified designation courses your members already want.

From brief to build.

Four stages. Agency-scale builds run 8 to 12 weeks; carrier- enterprise builds 16 to 24 weeks, with procurement and security review baked in.

  1. 01

    Discover

    We embed with your team to map the four jobs and the workflows, regulations, and failure modes that matter to your carrier or agency.

  2. 02

    Design

    Our designers and your SMEs (claims leaders, underwriting managers, compliance officers) co-create mechanics. We pilot with a small cohort.

  3. 03

    Build

    Custom art, systems, and narrative crafted in-studio. SCORM / xAPI packaged. Security review in parallel for enterprise carriers.

  4. 04

    Deploy & Measure

    LMS / SSO integration, role-level analytics dashboard, CE accreditation where applicable, and ongoing iteration from live player data.

What we need from you: a handful of SME hours per game from the people who know where your team actually goes wrong, plus access to the regs and workflows you want reflected. We do the rest.

Training that sticks.

Book a 30-minute demo. We’ll show you games built for insurance, talk through your carrier’s or agency’s training challenges, and sketch what a custom build looks like for your team. No pressure.

We scope each build to your team and the lines you write. Or email braeden@gosuacademy.com.